:root {
  --primary-color: #1e3b90;
  --secondary-color: #1a2b4a;
  
  --white: #ffffff;
  --black:#000000;
}

/* RESET */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: "Segoe UI", sans-serif;
}

body {
  background: #f4f7fb;
}

/* NAVBAR */
    .navbar {
      padding: 8px 60px;
      display: flex; align-items: center; justify-content: space-between;
      position: sticky; top: 0; z-index: 1000;
      backdrop-filter: blur(6px);
      background: rgba(255,255,255,0.95);
      box-shadow: 0 1px 0 rgba(0,0,0,0.07);
    }
    .logo { color: var(--primary-color); font-size: 18px; font-weight: 700; display: flex; align-items: center; gap: 8px; }
    .logo img { width: 100px; }
    .logo pre { font-family: "Segoe UI", sans-serif; font-size: 13px; line-height: 1.4; }
    .logo span { color: var(--secondary-color); }
    .nav-links { display: flex; align-items: center; }
    .nav-links a { color: var(--primary-color); margin: 0 14px; text-decoration: none; font-size: 15px; font-weight: 600; transition: color 0.3s; }
    .nav-links a:hover { color: var(--secondary-color); }
    .nav-links a.active { border-bottom: 2px solid var(--primary-color); padding-bottom: 2px; }
    .nav-actions { display: flex; gap: 16px; }
    .menu-icon { display: none; font-size: 26px; color: var(--primary-color); cursor: pointer; }
    @media (max-width: 900px) {
      .navbar { padding: 8px 24px; }
      .nav-links { position: absolute; top: 70px; left: 0; width: 100%; background: var(--white); flex-direction: column; align-items: center; display: none; padding: 20px 0; box-shadow: 0 8px 20px rgba(0,0,0,0.1); }
      .nav-links a { margin: 12px 0; font-size: 16px; }
      .nav-links.active { display: flex; }
      .nav-actions { display: none; }
      .menu-icon { display: block; }
    }

/* HERO */
.hero {
  min-height: 90vh;
  background: linear-gradient(
      rgba(0, 0, 0, 0.5)
    ),
    url("img_res/hero.jpg")
      center/cover no-repeat;

  padding: 80px 60px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: white;
}

.hero-content {
  max-width: 600px;
}

.badge {
  background: var(--primary-color);
  padding: 6px 14px;
  border-radius: 20px;
  display: inline-block;
  margin-bottom: 20px;
  font-size: 14px;
}

.hero h1 {
  font-size: 48px;
  margin-bottom: 16px;
}

.hero p {
  opacity: 0.9;
  margin-bottom: 26px;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  margin-bottom: 26px;
}

.btn-primary {
  background: var(--primary-color);
  color: white;
  padding: 12px 22px;
  border-radius: 6px;
  border: none;
  font-weight: 600;
}

.btn-outline {
  background: transparent;
  border: 2px solid white;
  color: white;
  padding: 12px 22px;
  border-radius: 6px;
}

.features span {
  margin-right: 18px;
  font-size: 14px;
  color: #d1fae5;
}

.features .tick-icon{
    background-color: var(--primary-color);
    border-radius: 10px;
    padding: 2px;
    align-items: center;
}

/*  STATS  */
.stats-wrapper {
  display: flex;
  flex-direction: column;
  gap: 26px;
}

.stat-card {
 background-color:#ffffff80 ;
  color: var(--secondary-color);
  width: 340px;
  height: 80px;
  border-radius: 14px;
  position: relative;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
  transition: transform 0.3s ease;
}

.stat-card:hover {
  transform: translateY(-6px);
}

.stat-card-flex{
    display: flex;
    justify-content: start;
    align-items: center;
}

.stat-card-icon{
     background: linear-gradient(
    135deg,
    var(--primary-color),
    var(--secondary-color)
  );
    padding: 5px;
    margin: 10px;
    border-radius: 10px;
}

/* .stat-card-text{
    padding: 5px;
    margin-top: 15px;

} */
.stat-card h2 {
  font-size: 1.5rem;
  margin-bottom: -0px;
  color: var(--black);
}

.stat-card p {
  font-size: 1rem;
  opacity: 0.7;
}

/* POPUP */
.stat-popup {
  position: absolute;
}

.stat-card-icon{
    background-color: var(--primary-color);
}

.stat-card h3 {
  font-size: 30px;
  color: var(--primary-color);
}

.stat-card p {
  font-size: 15px;
  opacity: 0.7;
}

/* POPUP */
.stat-popup {
  position: absolute;
  right: 105%;
  top: 50%;
  transform: translateY(-50%);
  background: var(--secondary-color);
  color: white;
  padding: 10px 14px;
  border-radius: 8px;
  font-size: 13px;
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transition: 0.3s;
}

.stat-card:hover .stat-popup {
  opacity: 1;
}


/* solution */

/* SECTION */
.solutions {
  text-align: center;
  padding: 90px 60px;
}

.section-badge {
  background: #e6f7f4;
  color: var(--primary-color);
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
}

.solutions h2 {
  margin: 18px 0 10px;
  font-size: 32px;
  color: var(--secondary);
}

.subtitle {
  font-size: 15px;
  opacity: 0.7;
  max-width: 650px;
  margin: 0 auto 50px;
}

/* GRID */
.card-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-bottom: 40px;
}

/* CARD */
a{
  text-decoration: none;
  color: inherit;
  display: block;
}
.loan-card {
  background: var(--light);
  border-radius: 14px;
  padding: 28px 22px;
  text-align: left;
  position: relative;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.loan-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 25px 45px rgba(0, 0, 0, 0.1);
}

.loan-icon {
  background: linear-gradient(
    135deg,
    var(--primary-color),
    var(--secondary-color)
  );
  width: 42px;
  height: 42px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  font-size: 20px;
}

.loan-card h3 {
  font-size: 18px;
  margin-bottom: 6px;
  color: var(--secondary);
}

.loan-card h4 {
  font-size: 15px;
  color: var(--primary-color);
  margin-bottom: 14px;
}

.loan-card ul {
  list-style: none;
  font-size: 14px;
  margin-bottom: 16px;
}

.loan-card ul li {
  margin-bottom: 8px;
}

.rate {
  background: #e6f7f4;
  color: var(--primary-color);
  padding: 6px 10px;
  font-size: 12px;
  border-radius: 20px;
  display: inline-block;
  margin-bottom: 12px;
}

.details {
  display: inline-block;
  font-size: 13px;
  color: var(--primary-color);
  text-decoration: none;
  font-weight: 600;
}

/* HOVER POPUP */
.hover-popup {
  position: absolute;
  bottom: 110%;
  left: 50%;
  transform: translateX(-50%);
  background: var(--secondary);
  color: white;
  padding: 10px 14px;
  border-radius: 8px;
  font-size: 13px;
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transition: 0.3s ease;
}

.loan-card:hover .hover-popup {
  opacity: 1;
}

/* FOOTER CTA */
.help-text {
  margin-bottom: 12px;
  font-size: 14px;
}

.expert-btn {
  display: inline-block;
  background: linear-gradient(
    to right,
    var(--secondary-color),
    var(--primary-color)
  );
  color: white;
  border: none;
  padding: 12px 28px;
  border-radius: 8px;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
}

/* RESPONSIVE */
@media (max-width: 1000px) {
  .card-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .card-grid {
    grid-template-columns: 1fr;
  }
}


/* emi calculator */

.emi-section {
  padding: 60px 20px;
}

.emi-container {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}

.badge {
  background: #e0f7f4;
  color: (var(--primary-color));
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 12px;
  display: inline-block;
  margin-bottom: 15px;
}

.emi-left h1 {
  font-size: 42px;
  margin-bottom: 15px;
  color: #0f172a;
}

.desc {
  color: #64748b;
  margin-bottom: 25px;
}
.features-card{
  display: flex;
  align-items: flex-start;
}
.features-icon{
  margin: 5px;
  background-color:#00968820;
  border-radius: 50px;
  padding: 5px;
}
.features h5 {
  font-size: 1.2rem;
  color: #000000;

}
.features p {
  font-size: 0.8rem;
  margin-bottom: 12px;
  list-style: none;
  color: #00000080;
}

.emi-card {
  background: #fff;
  padding: 30px;
  border-radius: 16px;
  box-shadow: 0 20px 40px rgba(0,0,0,0.08);
}

.slider-group {
  margin-bottom: 25px;
}

.slider-group label {
  display: flex;
  justify-content: space-between;
  font-weight: 500;
  margin-bottom: 10px;
}

input[type="range"] {
  width: 100%;
}

.result-box {
  background: linear-gradient(135deg, #ecfeff, #deecff);
  padding: 20px;
  border-radius: 14px;
  margin-top: 20px;
}

.result-box h3 {
  font-size: 14px;
  color: var(--primary-color);
}

.result-box h2 {
  font-size: 32px;
  margin: 10px 0;
}

.result-row {
  display: flex;
  justify-content: space-between;
  margin-top: 10px;
}

.apply-btn {
  width: 100%;
  margin-top: 20px;
  padding: 14px;
  background: linear-gradient(90deg, #1e293b, var(--primary-color));
  color: white;
  border: none;
  border-radius: 10px;
  font-size: 16px;
  cursor: pointer;
  transition: 0.3s;
}

.apply-btn:hover {
  opacity: 0.9;
}

@media(max-width: 900px) {
  .emi-container {
    grid-template-columns: 1fr;
  }
}

/* simple process */

.process-section {
  padding: 70px 20px;
  text-align: center;
}

.tag {
  display: inline-block;
  background: #e6f9f5;
  color: var(--primary-color);
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 12px;
  margin-bottom: 15px;
}

.process-section h2 {
  font-size: 38px;
  color: #0f172a;
  margin-bottom: 10px;
}

.subtitle {
  color: #64748b;
  max-width: 600px;
  margin: auto;
}

.steps-container {
  margin-top: 50px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  max-width: 1200px;
  margin-inline: auto;
}

.step-card {
  background: #fff;
  padding: 30px 20px;
  border-radius: 18px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.06);
  transition: 0.3s ease;
}

.step-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

.icon-box {
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, #1e293b, var(--primary-color));
  border-radius: 16px;
  margin: auto;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

.icon-box img {
  width: 32px;
}

.step-num {
  position: absolute;
  top: -8px;
  right: -8px;
  background: #00bfa6;
  color: white;
  font-size: 12px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.step-card h3 {
  margin: 18px 0 10px;
  font-size: 18px;
  color: #0f172a;
}

.step-card p {
  color: #64748b;
  font-size: 14px;
  margin-bottom: 15px;
}

.time {
  display: inline-block;
  background: #e6f9f5;
  color: var(--primary-color);
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 13px;
}

.note {
  margin-top: 40px;
  color: #64748b;
  font-size: 14px;
}

@media (max-width: 1024px) {
  .steps-container {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .steps-container {
    grid-template-columns: 1fr;
  }

  .process-section h2 {
    font-size: 28px;
  }
}

/* eligiblity & documentation */
.eligibility-docs {
  max-width: 1200px;
  margin: auto;
  padding: 60px 20px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
}

.tag {
  display: inline-block;
  background: #e6f9f5;
  color: #009688;
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 12px;
  margin-bottom: 10px;
}

h2 {
  font-size: 30px;
  margin-bottom: 30px;
  color: #0f172a;
}

.grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}

.info-box {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px;
  border: 1px solid #e2f2ef;
  border-radius: 14px;
}

.info-box img {
  width: 25px;
  height: 25px;
}

.info-box h4 {
  font-size: 15px;
  margin-bottom: 4px;
}

.info-box p {
  font-size: 13px;
  color: #64748b;
}

.special-note {
  display: flex;
  margin-top: 25px;
  background: #f0fbf9;
  padding: 18px;
  border-radius: 14px;
}
.special-note img {
  width: 25px;
  height: 25px;
  padding: 5px;
}

.special-note p {
  font-size: 13px;
  color: #475569;
}

.doc-box {
  background: #fff;
  border-radius: 14px;
  padding: 18px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.05);
  margin-bottom: 20px;
}

.doc-head {
  display: flex;
  justify-content: space-between;
  margin-bottom: 10px;
}

.doc-box ul {
  list-style: none;
}

.doc-box li {
  font-size: 14px;
  color: #334155;
  padding: 6px 0;
  display: flex;
  justify-content: space-between;
}

.doc-box a {
  color: #009688;
  font-size: 12px;
  cursor: pointer;
}

.download-btn {
  width: 100%;
  padding: 14px;
  background: linear-gradient(135deg, #1e293b, var(--primary-color));
  border: none;
  color: #fff;
  font-weight: 600;
  border-radius: 12px;
  cursor: pointer;
}

@media (max-width: 900px) {
  .eligibility-docs {
    grid-template-columns: 1fr;
  }
}


/* clients */
.testimonials {
  text-align: center;
  padding: 80px 40px;
}

.badge {
  background: #dff5ec;
  color: var(--primary-color);
  padding: 6px 16px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
}

.testimonials h2 {
  font-size: 38px;
  margin: 20px 0 10px;
  color: #0b2545;
}

.subtitle {
  max-width: 700px;
  margin: auto;
  color: #555;
}

.slider-container {
  position: relative;
  margin-top: 50px;
  overflow: hidden;
}

.slider {
  display: flex;
  gap: 25px;
  transition: transform 0.5s ease;
}

.card {
  background: #fff;
  min-width: 360px;
  padding: 30px;
  border-radius: 14px;
  box-shadow: 0 8px 20px rgba(0,0,0,0.06);
  text-align: left;
}

.stars {
  color: #ffc107;
  margin-bottom: 15px;
}

.review {
  font-style: italic;
  font-size: 15px;
  line-height: 1.6;
  color: #333;
}

.user {
  display: flex;
  align-items: center;
  margin-top: 20px;
}

.user img {
  width: 45px;
  height: 45px;
  border-radius: 50%;
  margin-right: 12px;
}

.user h4 {
  font-size: 15px;
}

.user span {
  font-size: 13px;
  color: #777;
}

.amount {
  color: var(--primary-color);
  font-size: 13px;
}

.nav {
  position: absolute;
  top: 45%;
  background: #fff;
  border: none;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(0,0,0,0.15);
  cursor: pointer;
}

.prev { left: -20px; }
.next { right: -20px; }

.dots {
  margin-top: 25px;
}

.dots span {
  width: 10px;
  height: 4px;
  background: #ccc;
  display: inline-block;
  margin: 0 5px;
  border-radius: 4px;
}

.dots .active {
  background: var(--primary-color);
  width: 20px;
}

.featured {
  margin-top: 50px;
  font-size: 13px;
  color: #666;
}

.logos {
  margin-top: 20px;
  display: flex;
  justify-content: center;
  gap: 15px;
  flex-wrap: wrap;
}

.logos span {
  background: #fff;
  padding: 10px 20px;
  border-radius: 8px;
  font-size: 13px;
  box-shadow: 0 4px 10px rgba(0,0,0,0.05);
}

/* faq */

.faq-section {
  max-width: 850px;
  margin: 60px auto;
  text-align: center;
}

.badge {
  background: #e6f7f3;
  color: var(--primary-color);
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
}

h2 {
  margin-top: 15px;
  font-size: 32px;
  color: #0b2545;
}

.subtitle {
  margin-top: 10px;
  color: #6b7280;
  font-size: 15px;
}

.faq-container {
  margin-top: 35px;
  text-align: left;
}

.faq-item {
  border: 1px solid #e5e7eb;
  border-radius: 12px;
  margin-bottom: 14px;
  overflow: hidden;
  transition: 0.3s;
}

.faq-item.active {
  border-color: var(--primary-color);
}

.faq-question {
  padding: 18px 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
}

.faq-question h4 {
  font-size: 16px;
  color: #0b2545;
}

.icon {
  font-size: 22px;
  color: var(--primary-color);
  font-weight: bold;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  padding: 0 22px;
  transition: max-height 0.4s ease, padding 0.4s ease;
}

.faq-item.active .faq-answer {
  max-height: 300px;
  padding: 0 22px 18px;
}

.faq-answer p {
  font-size: 14px;
  color: #4b5563;
  line-height: 1.7;
}

.help-text {
  margin-top: 30px;
  color: #6b7280;
}

.cta-btn {
  margin-top: 10px;
  background: linear-gradient(90deg, #0b2545, var(--primary-color));
  color: #fff;
  border: none;
  padding: 12px 22px;
  border-radius: 8px;
  cursor: pointer;
  font-weight: 600;
}


/* CTA */
.cta-section {
  background: linear-gradient(90deg, #1c2d4f, var(--primary-color));
  padding: 60px 80px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: #fff;
}

.cta-content h2 {
  font-size: 36px;
  margin-bottom: 10px;
  color: var(--white);
}

.cta-content p {
  font-size: 15px;
  opacity: 0.9;
}

.cta-btn {
  background: #ffffff;
  color: #0f172a;
  padding: 14px 28px;
  border-radius: 10px;
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: all 0.3s ease;
}

.cta-btn:hover {
  background: #0f172a;
  color: #ffffff;
  transform: translateY(-2px);
}

.cta-call {
  margin-top: 10px;
  font-size: 13px;
}

.cta-call a {
  color: #ffffff;
  text-decoration: underline;
}

/* FOOTER */
.footer {
  background: #1c2d4f;
  color: #cbd5e1;
}

.footer-top {
  max-width: 1200px;
  margin: auto;
  padding: 70px 20px;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 50px;
}

.footer-logo {
  width: 100px;
  margin-top: -30px;
}

.footer-col h4 {
  color: #ffffff;
  margin-bottom: 18px;
}

.footer-col p {
  font-size: 14px;
  line-height: 1.6;
}

.footer-col ul {
  list-style: none;
}

.footer-col ul li {
  margin-bottom: 10px;
  font-size: 14px;
}

.footer-col ul li a {
  color: #cbd5e1;
  text-decoration: none;
  transition: color 0.3s;
}

.footer-col ul li a:hover {
  color: #0ea5a3;
}

/* BADGE */
.nbfc-badge {
  display: inline-block;
  background: #0ea5a3;
  color: #ffffff;
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 12px;
  margin: 15px 0;
}

/* SOCIAL */
.social-icons {
  display: flex;
  gap: 10px;
}

.social-icons a {
  width: 34px;
  height: 34px;
  border: 1px solid #334155;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #cbd5e1;
  text-decoration: none;
  transition: all 0.3s;
}

.social-icons a:hover {
  background: #0ea5a3;
  border-color: #0ea5a3;
  color: #ffffff;
}

/* CONTACT */
.contact li {
  margin-bottom: 10px;
}

.hours {
  font-size: 13px;
  margin-top: 15px;
  opacity: 0.8;
}

/* FOOTER BOTTOM */
.footer-bottom {
  border-top: 1px solid #334155;
  padding: 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
}

.footer-links {
  display: flex;
  gap: 15px;
}

.footer-links a {
  color: #cbd5e1;
  text-decoration: none;
  transition: color 0.3s;
}

.footer-links a:hover {
  color: #0ea5a3;
}

/* DISCLAIMER */
.disclaimer {
  background: #e5e7eb;
  color: #334155;
  font-size: 12px;
  padding: 12px;
  text-align: center;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .cta-section {
    flex-direction: column;
    text-align: center;
    gap: 20px;
  }

  .footer-top {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 10px;
    text-align: center;
  }
}