:root{
  --primary-color: #1e3b90;
  --secondary-color: #1a2b4a;
  --white: #ffffff;
  --black:#000000;
}

*{
  margin:0;
  padding:0;
  box-sizing:border-box;
  font-family: "Segoe UI", sans-serif;
}

body{
  background: var(--white);
  min-height:100vh;
  color:var(--black);
}


    /* NAVBAR */
    .navbar {
      padding: 8px 60px;
      display: flex; align-items: center; justify-content: space-between;
      top: 0; z-index: 1000;
      backdrop-filter: blur(6px);
      background: rgba(255,255,255,0.95);
      box-shadow: 0 1px 0 rgba(0,0,0,0.07);
    }
    .logo { color: var(--primary-color); font-size: 18px; font-weight: 700; display: flex; align-items: center; gap: 8px; }
    .logo img { width: 100px; }
    .logo pre { font-family: "Segoe UI", sans-serif; font-size: 13px; line-height: 1.4; }
    .logo span { color: var(--secondary-color); }
    .nav-links { display: flex; align-items: center; }
    .nav-links a { color: var(--primary-color); margin: 0 14px; text-decoration: none; font-size: 15px; font-weight: 600; transition: color 0.3s; }
    .nav-links a:hover { color: var(--secondary-color); }
    .nav-links a.active { border-bottom: 2px solid var(--primary-color); padding-bottom: 2px; }
    .nav-actions { display: flex; gap: 16px; }
    .menu-icon { display: none; font-size: 26px; color: var(--primary-color); cursor: pointer; }
    @media (max-width: 900px) {
      .navbar { padding: 8px 24px; }
      .nav-links { position: absolute; top: 70px; left: 0; width: 100%; background: var(--white); flex-direction: column; align-items: center; display: none; padding: 20px 0; box-shadow: 0 8px 20px rgba(0,0,0,0.1); }
      .nav-links a { margin: 12px 0; font-size: 16px; }
      .nav-links.active { display: flex; }
      .nav-actions { display: none; }
      .menu-icon { display: block; }
    }

/* -----------------services-------------------------------------- */

.services-section{
  padding:80px 8%;
  background: var(--white);
}

.section-header{
  text-align:center;
  margin-bottom:60px;
}

.section-header h1{
  font-size:48px;
  margin-bottom:20px;
  color: var(--secondary-color);
}

.section-header p{
  max-width:800px;
  margin:auto;
  line-height:1.8;
  color:#555;
  font-size:18px;
}

.services-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
  gap:30px;
}

.service-card{
  position:relative;
  background: var(--white);
  border:1px solid rgba(30,59,144,0.15);
  border-radius:25px;
  padding:35px 30px;
  overflow:hidden;
  transition:0.4s;
  cursor:pointer;
  box-shadow:0 10px 25px rgba(0,0,0,0.08);
}

.service-card::before{
  content:'';
  position:absolute;
  top:0;
  left:-100%;
  width:100%;
  height:100%;
  background:linear-gradient(
    120deg,
    transparent,
    rgba(30,59,144,0.08),
    transparent
  );

  transition:0.6s;
}

.service-card:hover::before{
  left:100%;
}

.service-card:hover{
  transform:translateY(-12px);
  box-shadow:0 20px 40px rgba(30,59,144,0.15);
  border-color:var(--primary-color);
}

.service-icon{
  width:80px;
  height:80px;
  border-radius:50%;
  background: linear-gradient(
    135deg,
    var(--primary-color),
    var(--secondary-color)
  );

  color:var(--white);

  display:flex;
  align-items:center;
  justify-content:center;

  font-size:35px;
  margin-bottom:25px;
  transition:0.4s;
}

.service-card:hover .service-icon{
  transform:scale(1.1) rotate(8deg);
}

.service-card h3{
  font-size:28px;
  margin-bottom:18px;
  color: var(--secondary-color);
}

.service-card p{
  line-height:1.8;
  color:#666;
  margin-bottom:25px;
}

.service-btn{
  background: var(--primary-color);
  color:var(--white);
  border:none;
  padding:14px 28px;
  border-radius:30px;
  font-size:16px;
  font-weight:600;
  cursor:pointer;
  transition:0.3s;
}

.service-btn:hover{
  background: var(--secondary-color);
}

/* Modal */

.modal{
  position:fixed;
  top:0;
  left:0;
  width:100%;
  height:100%;
  background:rgba(0,0,0,0.7);
  display:none;
  justify-content:center;
  align-items:center;
  padding:20px;
  z-index:999;
}

.modal.active{
  display:flex;
}

.modal-content{
  position:relative;
  background:var(--white);
  color:var(--black);
  width:100%;
  max-width:850px;
  border-radius:25px;
  padding:45px;
  animation:popup 0.4s ease;
  max-height:90vh;
  overflow-y:auto;
}

.close-btn{
  position:absolute;
  top:18px;
  right:18px;
  width:45px;
  height:45px;
  border:none;
  border-radius:50%;
  background:var(--primary-color);
  color:var(--white);
  font-size:24px;
  cursor:pointer;
  transition:0.3s;
}

.close-btn:hover{
  background:var(--secondary-color);
  transform:rotate(90deg);
}

.modal-title{
  color:var(--primary-color);
  font-size:38px;
  margin-bottom:20px;
}

.modal-text{
  line-height:1.9;
  color:#444;
  margin-bottom:30px;
}

.modal-section{
  margin-bottom:30px;
}

.modal-section h4{
  font-size:22px;
  margin-bottom:15px;
  color:var(--secondary-color);
}

.modal-section ul{
  padding-left:20px;
}

.modal-section li{
  margin-bottom:12px;
  line-height:1.7;
  color:#555;
}

.apply-btn{
  display:inline-block;
  background:var(--primary-color);
  color:var(--white);
  text-decoration:none;
  padding:16px 35px;
  border-radius:35px;
  font-weight:600;
  transition:0.3s;
}

.apply-btn:hover{
  background:var(--secondary-color);
}

@keyframes popup{
  from{
    opacity:0;
    transform:scale(0.8);
  }

  to{
    opacity:1;
    transform:scale(1);
  }
}

@media(max-width:768px){

  .section-header h1{
    font-size:34px;
  }

  .modal-content{
    padding:30px 20px;
  }

  .modal-title{
    font-size:30px;
  }

}




/* FOOTER */
.footer {
  background: #1c2d4f;
  color: #cbd5e1;
}

.footer-top {
  max-width: 1200px;
  margin: auto;
  padding: 70px 20px;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 50px;
}

.footer-logo {
  width: 120px;
  margin-bottom: 15px;
}

.footer-col h4 {
  color: #ffffff;
  margin-bottom: 18px;
}

.footer-col p {
  font-size: 14px;
  line-height: 1.6;
}

.footer-col ul {
  list-style: none;
}

.footer-col ul li {
  margin-bottom: 10px;
  font-size: 14px;
}

.footer-col ul li a {
  color: #cbd5e1;
  text-decoration: none;
  transition: color 0.3s;
}

.footer-col ul li a:hover {
  color: #0ea5a3;
}

/* BADGE */
.nbfc-badge {
  display: inline-block;
  background: #0ea5a3;
  color: #ffffff;
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 12px;
  margin: 15px 0;
}

/* SOCIAL */
.social-icons {
  display: flex;
  gap: 10px;
}

.social-icons a {
  width: 34px;
  height: 34px;
  border: 1px solid #334155;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #cbd5e1;
  text-decoration: none;
  transition: all 0.3s;
}

.social-icons a:hover {
  background: #0ea5a3;
  border-color: #0ea5a3;
  color: #ffffff;
}

/* CONTACT */
.contact li {
  margin-bottom: 10px;
}

.hours {
  font-size: 13px;
  margin-top: 15px;
  opacity: 0.8;
}

/* FOOTER BOTTOM */
.footer-bottom {
  border-top: 1px solid #334155;
  padding: 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
}

.footer-links {
  display: flex;
  gap: 15px;
}

.footer-links a {
  color: #cbd5e1;
  text-decoration: none;
  transition: color 0.3s;
}

.footer-links a:hover {
  color: #0ea5a3;
}

/* DISCLAIMER */
.disclaimer {
  background: #e5e7eb;
  color: #334155;
  font-size: 12px;
  padding: 12px;
  text-align: center;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .cta-section {
    flex-direction: column;
    text-align: center;
    gap: 20px;
  }

  .footer-top {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 10px;
    text-align: center;
  }
}